No Critical Illness or Income protection to supplement your term life plan

Imagine with me that you have a massive heart attack and are delivered to the E.R. room (D.O.A.). Instead of dying they revive you and you live to tell about it. And now you’re not going to be able to go back to work for at least 12 months or more and maybe not at all depending on your occupation. Let me ask you a question, how long could you survi ve financially without a paycheck.

Maybe you’ve got this one already taken care of, but the majority of people go into bankruptcy or have to invite their parents over for dinner at $2,000 per plate per month. This situation happened to a neighbor of mine. He had a massive heart attack and was (D.O.A.) then revived. It turns out that he won’t be able to go back to work at all because he’s in construction and is not supposed to lift anything heavy.

With life insurance, you have to die for your family to get a nything. I know I’m not telling you anything that you don’t already know. All I’m saying is that there’s more to your financial protection than just a term life policy. The best Plan will protect you while you’re alive as well as when something tragic happens.