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The holiday season is quickly approaching, unfortunately bringing along with it one of the busiest times for theft or burglary claims.

Here are a few tips that can help you protect your family and belongings this holiday season.

1.    Make sure your house is well lit
With early sunsets during the holiday season, it makes the longer nights an ideal time for burglars to strike.  Make sure the exterior of your house is as bright as possible to deter lurking intruders.

2.    Consider installing an alarm system
Not only is an alarm system one of the biggest deterrents for burglars, it can also save you up to 25% on your home insurance (depending on the insurance company).  

3.    Keep gifts out of sight
If gifts are visible from your window it can be very tempting for criminals.  Try to ensure that your gifts are out of site if possible.

4.     Decorate with caution
Tis the season for lights and decorations, but unfortunately if you aren’t careful they can also be a fire hazard; 

  • Make sure you turn off your Christmas lights when you’re not at home and when you go to sleep.
  • Don’t overload a power outlet with an excessive amount of electrical plugs.
  • Decorations can be highly flammable.  Make sure you keep them away from heaters, candles and fireplaces to avoid them catching fire.
  • Never connect extension cords.  

5.     Going out of town

  • If you’re going to be gone this holiday season here are a few things you can do to help deter burglars.
  • Make your house look active. Having a neighbour you trust, shovel the driveway and collect your mail from your doorstep can go a long way.
  • If you’re using timers make sure they’re set to go on and off at random times avoiding any particular pattern that thieves could catch onto.
  • Check your social media privacy settings to ensure only your friends can read your posts about your travels.  Criminals often scope out your feeds to determine when you aren’t home.

6.    Don’t advertise your shiny new gifts
If possible, avoid displaying the empty boxes or packaging for any big ticket items you may have received.   This can be very tempting for passersby.  


COVID-19 Updated Notice

Reopening to the Public

Crossroads Insurance has been monitoring and assessing developments with COVID-19. The health and safety of our customers and staff is our priority. Crossroads Insurance’s response continues to evolve as developments change.

Effective Monday January 25th, 2021, our offices will reopen to the public with social distancing protocols in place. For your convenience, Crossroads Insurance can still handle the majority of your MPI Services/Autopac, Home, Business, and Life insurance needs over the phone, by email, or online.

We have taken additional precautions to keep our offices safe, including protective shields, extensive cleaning and sanitizing.

We are confident there will be little impact on our service capabilities and responsiveness as a result of these changes. There may be times when our team members are dealing with increased call volumes. Please be patient during this time. Please leave a voicemail and one of our Insurance Advisors will return your call as soon as they are available. You can also send your inquiries by email, fax, and through our website.

Thank you for your patience as we work through this rapidly changing situation. We will continue to monitor the situation closely and provide you with regular updates.

Please do not hesitate to contact one of our Insurance Advisors who are here to help and ready to assist you.

We are here to support you as we work through this together,
Your Crossroads Insurance Team