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According to numbers originally released by the Winnipeg Police Service and recently reported by CBC, bicycle thefts have been steadily increasing since 2010 in Winnipeg.  In 2016 alone there were 1200 bicycles reported stolen.  As of May 31st this year, 267 bicycles have already been reported stolen.  

Here are a few tips on how you can avoid falling victim to bike theft;

  • Always lock your bicycle up to a stationary item (Bike Rack, Street Fixture)
  • If your bike is parked in a garage or shed, lock it to a very heavy item and ensure the building is securely locked.
  • Make sure you are locking both your wheels to your frame; this will require having two separate locks.
  • Be sure to remove all “quick release” components of your bike (lights, reflectors, seats, water bottles)
  • Always try to park your bike in a well lit area and avoid dark alleys.
  • Keep a list serial numbers for your accessories and bike frames.  This can be helpful in the event that your bike ends up for sale at a pawn shop or on the internet.

Most home, tenant and condo insurance policies have limited coverage for bicycles.  This means you may need to add a bike separately to your policy in order to ensure you will be fully reimbursed if it’s stolen. “Scheduling” a bike to your policy also reduces your deductible.   In order to schedule a bike to your policy you will need to provide receipts for your bike and accessories and pay an extra premium, but many bike enthusiasts feel the peace of mind is worth the cost.  

For more information give us a call.
 

COVID-19 Updated Notice

Temporary Changes

Crossroads Insurance has been monitoring and assessing developments with COVID-19. The health and safety of our customers and staff is our priority. COVID-19 cases continue to escalate in Winnipeg and Manitoba. As a result, Crossroads Insurance’s response continues to evolve as developments change. In the best interests of our employees and our customers, as well as their health and safety, effective Monday November 16th, 2020, our offices will be closed to the public. We will be scheduling appointments for transactions that are required to be done in person.

Although our physical offices are closed to the public, as an essential service, Crossroads Insurance remains open for business. We want to assure that we are still here to serve you. Crossroads Insurance can handle the majority of your MPI Services/Autopac, Home, Business, and Life insurance needs over the phone, by email, or online.

There may be rare occasions where you need to visit one of our offices in person. In light of social distancing recommendations, we will limit customer numbers in our offices for the comfort and safety of our Insurance Advisors. To limit the number of people in our offices, we will be dealing with these situations on an appointment only basis. Any in person appointments need to be prearranged and verified. We have taken additional precautions to keep our offices safe, including protective shields, extensive cleaning and sanitizing.

We are confident there will be little impact on our service capabilities and responsiveness as a result of these changes. There may be times when our team members are dealing with increased call volumes. Please be patient during this time. Please leave a voicemail and one of our Insurance Advisors will return your call as soon as they are available. You can also send your inquiries by email, fax, and through our website.

Thank you for your patience as we work through this rapidly changing situation. We will continue to monitor the situation closely and provide you with regular updates.

Please do not hesitate to contact one of our Insurance Advisors who are here to help and ready to assist you.

We are here to support you as we work through this together,
Your Crossroads Insurance Team