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Helpful tips to protect homeowners and business owners.Canada can have some extreme winter weather, such as blizzards and ice storms. This extreme weather can leave many dealing with power outages, damaged property, and treacherous roads. Crossroads Insurance has helpful tips and precautions to help stay safe in these conditions.

Protecting yourself and your family is utmost importance:


  • Stay away from downed power lines;
  • Keep snow and ice from piling up around drains and down spouts;
  • Ensure all branches /trees are trimmed to avoid breaking under the weight of heavy ice or snow;
  • Keep stairways/walkways/driveways clear of snow and ice;
  • Keep all outside vents and basement windows clear of ice and snow;
  • Make sure to hire a qualified company to clear heavy amounts of snow and ice from rooftops; and MOST IMPORTANTLY stay in touch with family and friends to ensure they are safe.


Three helpful tips if you lose power:


  1. Ensure adequate ventilation is maintained, but avoid opening doors unnecessarily;
  2. Turn off and unplug all electric appliances; and
  3. Never leave lit candles or heaters unattended.

When power is restored follow these simply steps:


  • Leave a light or radio on so you will be aware of when the power has returned;
  • Make sure to check your breaker if something is not working;
  • Recharge all mobile devices, in case of a power outage reoccurs;
  • Plug in appliances in stages to prevent an overload; and
  • Avoid using power hungry appliances such as dishwashers, washing machines, and dryers.


When road conditions are poor, avoid driving if it isn’t necessary. When you do find yourself on the roads here are tips to keep you safe.


  • Check the local weather network for road conditions;
  • Assure windows, lights, mirrors and the roof of your vehicle is clear of all snow and ice;
  • Before driving wait for your interior windows are clear of all fog;
  • Snow banks can impede views, so make sure to be cautious when pulling out of your driveway;
  • Keep appropriate distances between vehicles in front of you; and
  • Always keep an emergency kit in your trunk.

Crossroads Insurance is here to help. Come in for a visit, we now sell CAA Memberships!.

COVID-19 Updated Notice

Reopening to the Public

Crossroads Insurance has been monitoring and assessing developments with COVID-19. The health and safety of our customers and staff is our priority. Crossroads Insurance’s response continues to evolve as developments change.

Effective Monday January 25th, 2021, our offices will reopen to the public with social distancing protocols in place. For your convenience, Crossroads Insurance can still handle the majority of your MPI Services/Autopac, Home, Business, and Life insurance needs over the phone, by email, or online.

We have taken additional precautions to keep our offices safe, including protective shields, extensive cleaning and sanitizing.

We are confident there will be little impact on our service capabilities and responsiveness as a result of these changes. There may be times when our team members are dealing with increased call volumes. Please be patient during this time. Please leave a voicemail and one of our Insurance Advisors will return your call as soon as they are available. You can also send your inquiries by email, fax, and through our website.

Thank you for your patience as we work through this rapidly changing situation. We will continue to monitor the situation closely and provide you with regular updates.

Please do not hesitate to contact one of our Insurance Advisors who are here to help and ready to assist you.

We are here to support you as we work through this together,
Your Crossroads Insurance Team